Term Life Insurance Articles
What Is Instant Issue Term Life Insurance
2009-12-13
With the advent of the Internet and e-communication possibilities, age-old infrastructures and long held practices for conducting business and consuming products changed seemingly in the blink of an eye. Not to be left out of this global evolution, the life insurance industry found itself no exception. Methods for underwriting policies, premium pricing, coverage amounts and policyholder qualification requirements all underwent interesting transformation in the e-whirlwind. Thankfully, the changes occurring have virtually all been pro-consumer, making it easier to find and buy the best possible life insurance policy for each situation.
Arguably, the latest greatest product to emerge on the scene is something appropriately named "Instant Issue Term Life Insurance." You might refer to it as an alternative to an alternative. As term life insurance has become a welcome alternative to traditional whole life insurance for many policyholders, so instant issue term life insurance presents itself as a brilliant alternative to the original term life concept. Its name rings true to the unparalleled swiftness with which you can now obtain the security of life insurance. An innovative combination of the inexpensive coverage afforded by term life, enhanced with Internet-quick service, this brand of protection offers a hassle-free product for the savviest of policyholders.
Consider for a moment, in what previous venue could you have obtained life insurance, policy in hand, within 15 minutes of completing an application? It was unthinkable not that long ago. However, that type of convenience and availability now exists, thanks to underwriting via the net - allowing the absence of interviews, medical exams, testing and lengthy paperwork! In the time it takes to answer seven underwriting questions, provide your e-signature and set up your own online payment account, you can be on your way - only with greater security and preparedness should you encounter the unthinkable as you go.
Consider thoughtfully before you reach for and finish your next cup of coffee that you could have secured for your family $25,000 to $150,000 that would leave them less burdened and their world a little less shaken if you should pass suddenly. Your choice of coverage, your choice of time period - be it 10, 15 or 20 years - plus the low level premiums, make instant issue term life insurance a no-brainer for those who are natural planners - and for those who recognize the need to be. As life can change in an instant, online instantaneous underwriting is up to the challenge. Hopefully, the small sacrifice needed to get you to the proverbial 'table' (or in this case, signing online), may not leave your family having to sacrifice more than necessary in a tragic moment. Then you can walk - or run - and get your coffee.
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With the advent of the Internet and e-communication possibilities, age-old infrastructures and long held practices for conducting business and consuming products changed seemingly in the blink of an eye. Not to be left out of this global evolution, the life insurance industry found itself no exception. Methods for underwriting policies, premium pricing, coverage amounts and policyholder qualification requirements all underwent interesting transformation in the e-whirlwind. Thankfully, the changes occurring have virtually all been pro-consumer, making it easier to find and buy the best possible life insurance policy for each situation.
Arguably, the latest greatest product to emerge on the scene is something appropriately named "Instant Issue Term Life Insurance." You might refer to it as an alternative to an alternative. As term life insurance has become a welcome alternative to traditional whole life insurance for many policyholders, so instant issue term life insurance presents itself as a brilliant alternative to the original term life concept. Its name rings true to the unparalleled swiftness with which you can now obtain the security of life insurance. An innovative combination of the inexpensive coverage afforded by term life, enhanced with Internet-quick service, this brand of protection offers a hassle-free product for the savviest of policyholders.
Consider for a moment, in what previous venue could you have obtained life insurance, policy in hand, within 15 minutes of completing an application? It was unthinkable not that long ago. However, that type of convenience and availability now exists, thanks to underwriting via the net - allowing the absence of interviews, medical exams, testing and lengthy paperwork! In the time it takes to answer seven underwriting questions, provide your e-signature and set up your own online payment account, you can be on your way - only with greater security and preparedness should you encounter the unthinkable as you go.
Consider thoughtfully before you reach for and finish your next cup of coffee that you could have secured for your family $25,000 to $150,000 that would leave them less burdened and their world a little less shaken if you should pass suddenly. Your choice of coverage, your choice of time period - be it 10, 15 or 20 years - plus the low level premiums, make instant issue term life insurance a no-brainer for those who are natural planners - and for those who recognize the need to be. As life can change in an instant, online instantaneous underwriting is up to the challenge. Hopefully, the small sacrifice needed to get you to the proverbial 'table' (or in this case, signing online), may not leave your family having to sacrifice more than necessary in a tragic moment. Then you can walk - or run - and get your coffee.

